Even if you’re not a member, you can search for doctors, hospitals and other providers.
Covenant Core is a voluntary membership offering three Personal Responsibility Amount Yearly (PRAY) tiers and pay-as-you-go pricing with robust features. The Core level provides access to doctor office visits, urgent care, specialty care and hospital services through member-to-member sharing.
Covenant Crisis is a voluntary membership offering two Personal Responsibility Amount Yearly (PRAY) tiers and pay-as-you-go pricing for catastrophic services. The Crisis level provides access to ambulance, hospital, surgical and maternity services through member-to-member sharing.
The Covenant Daily level provides access to doctor office visits, urgent care, specialty care and services through member-to-member sharing.
At the Choice level, members are required to meet a Personal Responsibility Amount Yearly (PRAY) of $10,000. The Choice program brings the best aspects of a daily health plan and a catastrophic plan together into one program. While maintaining the affordability of a catastrophic program, members are provided sharing for both major medical incidents and routine daily needs.